Chapter 13 (Personal Reorganization or Repayment Bankruptcy)
Of the two common forms of personal bankruptcy (Chapter 7, and Chapter 13) Chapter 13 Bankruptcy is also known as a reorganization bankruptcy.
Chapter 13 bankruptcy is filed by individuals who want to pay toward their debts over a period of three to five years. This type of bankruptcy is often appropriate to individuals who have non-exempt property that they want to keep. It is also only an option for individuals who have predictable income and whose income is sufficient to pay their reasonable expenses with some amount left over to pay off their debts.
The process of making choices from among the various forms of bankruptcy are best decided by the client who is supported by good legal and financial advice. The Law Firm of Wade H. Everett brings the sound legal bankruptcy advice to the table and works with financial experts to create the proper team for his clients.
When You Really Want Wade H. Everett …
If possible, you want to talk to Wade before you file any documents or reach any binding agreements with your creditors or any ‘so-called’ Debt Relief Agencies!
Even if you have started bankruptcy filings, negotiations or discussions, you want Wade H. Everett and his team of experts to review and prepare your case so you can have the advantage of Wade and his team’s experience and skills working to get you the best results possible in bankruptcy court. Also see our Avoiding Debt-Settlement, Consolidation or Similar Scams page.
Wade and his team help to insure that his client’s present and future are equally protected!
To contact us for an initial consultation or for more information on bankruptcy law matters you may call us or go to our contact page.